Harley-Davidson Insurance: Your Guide to Protecting Your Ride

Harley-Davidson motorcycles are iconic symbols of freedom and the open road. But with great power comes great responsibility, especially when it comes to protecting your investment. That’s why Harley-Davidson Insurance offers a comprehensive range of coverage options to keep you and your bike safe on the road.

What is Harley-Davidson Insurance?

Harley-Davidson Insurance is a specialized motorcycle insurance program offered through ERGO Insurance Services. It is designed to meet the unique needs of Harley-Davidson riders, with coverages that go beyond the basics.

is Harley Davidson insurance good?

Yes, Harley-Davidson insurance is a good choice for motorcycle riders. It offers affordable rates, a wide variety of coverage options, and discounts for experienced riders, HOG members, and those with multiple policies. Customer service is also highly rated.

What is harley davidson insurance customer service phone number?

Harley-Davidson Insurance has multiple customer service phone numbers depending on your needs. For general inquiries, including policies, quotes, and payments, call 1-800-909-8393. For reporting claims, call 1-800-242-2464, which is available 24/7. For assistance with Harley-Davidson Visa inquiries, call 1-800-699-2281. For Harley-Davidson Financial Services or Harley-Davidson Credit inquiries, call 1-888-691-4337.


What Does Harley-Davidson Insurance Cover?

Harley-Davidson Insurance offers a wide range of coverage options, including:

  • Liability coverage: This covers bodily injury and property damage that you cause to others while riding your motorcycle.
  • Comprehensive and collision coverage: This covers damage to your motorcycle from theft, vandalism, fire, accidents, and other perils.
  • Uninsured/underinsured motorist (UM/UIM) coverage: This protects you if you are injured in an accident with a driver who does not have enough insurance to cover your damages.
  • Medical payments coverage: This pays for your medical expenses if you are injured in a motorcycle accident, regardless of fault.
  • Coverage for helmets and safety apparel: This covers the cost of replacing your helmet and safety apparel if they are damaged in an accident.
  • Total loss coverage: This pays off your motorcycle loan if your bike is totaled in an accident.
  • Trip interruption coverage: This reimburses you for expenses if you are forced to interrupt your motorcycle trip due to an accident, illness, or weather.
  • Roadside assistance: This provides 24/7 roadside assistance, including towing, battery jumps, and tire changes.
  • Guest passenger liability: This covers bodily injury and property damage that you are legally responsible for if a passenger on your motorcycle is injured in an accident.

Benefits of Harley-Davidson Insurance

There are many benefits to choosing Harley-Davidson Insurance, including:

  • Harley-Davidson® Genuine Motor Parts and Accessories: If your motorcycle is damaged in an accident, it will be repaired using Harley-Davidson® Genuine Motor Parts and Accessories.
  • H.O.G.® member discount: Harley-Davidson® Owners Group (H.O.G.) members receive a discount on their Harley-Davidson Insurance premiums.
  • $1,000 Accessory Coverage included: All Harley-Davidson Insurance policies include $1,000 of coverage for your motorcycle accessories.
  • Harley-Davidson® Riding Academy discount: If you have completed the Harley-Davidson® Riding Academy, you are eligible for a discount on your Harley-Davidson Insurance premiums.
  • Accident Forgiveness: If you have an accident that is your fault, your insurance rates will not increase.

Where is Harley Davidson headquarters in the US?

Harley-Davidson’s corporate headquarters is located at 3700 West Juneau Avenue in Milwaukee, Wisconsin, United States.

Who is Harley Davidson?

Harley-Davidson is not a person, but an American motorcycle manufacturer founded in 1903 by William Harley and the Davidson brothers – Arthur, Walter, and William A. – in Milwaukee, Wisconsin. It is one of the two surviving major American motorcycle manufacturers, alongside its historical rival, Indian Motorcycles. The company has become an iconic brand known for its heavy motorcycles, loyal following, and association with the American biker culture.


How much does Harley-Davidson Insurance cost? 

The cost of Harley-Davidson Insurance varies depending on several factors, including your age, riding experience, the type of motorcycle you ride, and where you live. To get a quote, contact Harley-Davidson Insurance or an authorized agent.


What is the difference between Harley-Davidson Insurance and other motorcycle insurance companies?

Harley-Davidson Insurance is designed to meet the unique needs of Harley-Davidson riders. It offers a wider range of coverage options, including coverage for Harley-Davidson® Genuine Motor Parts and Accessories.


How can I file a Harley-Davidson Insurance claim?

You can file a Harley-Davidson Insurance claim online, by phone, or by mail. For more information, visit the Harley-Davidson Insurance website.


Harley-Davidson Insurance is the best way to protect your Harley-Davidson motorcycle. With a wide range of coverage options and benefits, you can be sure that you and your bike are covered in case of an accident. Get a quote today and enjoy the peace of mind that comes with knowing your Harley-Davidson is insured.


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