Sonnet Insurance Review: Is It Right for You?


Sonnet Insurance is a relatively new insurance company that has been making waves in the industry with its innovative approach and competitive rates. But is Sonnet Insurance right for you?


In this blog post, we’ll take a comprehensive look at Sonnet Insurance, including its coverage options, pricing, and customer service. We’ll also answer some of the most common questions about Sonnet Insurance, so you can make an informed decision about whether or not to switch to this new provider.


What is Sonnet Insurance?

Sonnet Insurance is a digital-first insurance company that was founded in 2016. The company offers a variety of insurance products, including home insurance, auto insurance, and life insurance. Sonnet is known for its innovative approach to insurance, which includes offering personalized coverage options and a streamlined claims process.

Who owns sonnet insurance company?

Sonnet Insurance Company is owned by Definity Financial, a wholly-owned subsidiary of Economical Insurance. Economical Insurance is a Canadian property and casualty insurance company headquartered in Waterloo, Ontario. It is the 9th largest property and casualty insurance company in Canada and the 20th largest insurance company in Canada by total assets.


Is Sonnet a real insurance company?

Yes, Sonnet is a real insurance company. It is a wholly-owned subsidiary of Definity Financial Corporation, one of Canada’s largest insurance companies. Sonnet offers home and auto insurance to Canadians, and is known for its competitive rates and easy-to-use online platform.

Sonnet is licensed to sell insurance in all provinces and territories in Canada, and is a member of the Insurance Bureau of Canada (IBC). This means that Sonnet is subject to the same strict regulations as all other insurance companies in Canada.

In addition, Sonnet has been rated A (Excellent) by A.M. Best, a leading global credit rating agency for the insurance industry. This rating reflects Sonnet’s strong financial strength and ability to meet its obligations to policyholders.

How do I contact Sonnet House insurance?

There are three ways to contact Sonnet House insurance:

  • Phone: 1-844-766-6384
  • Chat: Visit the Sonnet website and click the “Chat” button in the bottom right corner.
  • Email: Send an email to [email protected]

Sonnet’s customer service hours are Monday to Friday from 8 a.m. to 8 p.m. ET, and Saturday from 9 a.m. to 5 p.m. ET.


When you contact Sonnet, be sure to have your policy number ready, if applicable. This will help the customer service representative to quickly and efficiently assist you.

Does sonnet do monthly payments?

Yes, Sonnet offers monthly payments for its insurance policies. You can choose to pay monthly or annually when you purchase your policy. If you choose to pay monthly, you will need to make a down payment at purchase and then 10 monthly installments during the rest of your policy term. You can pay by credit card, bank withdrawal, or PayPal.

Does sonnet have a cancellation fee?

Yes, Sonnet has a cancellation fee for home and auto policies in certain provinces. The fee is calculated based on the remaining time in your policy term and the premiums you have already paid.

If you cancel your policy before the renewal date, you may be charged a short rate cancellation fee. The amount of the fee depends on the province in which you live and the type of policy you have. For example, in Ontario, the short rate cancellation fee for auto policies is typically 2-7% of the premium.

To avoid paying a cancellation fee, it is best to cancel your policy at the renewal date. If you need to cancel your policy before the renewal date, you should contact Sonnet to discuss your options.

Is sonnet insurance instant?

Yes, Sonnet insurance is instant. Once you have completed the online quote and payment process, your policy will be active immediately. You will receive an email confirmation with your policy details, and you can download your Proof of Insurance document right away.

What coverage options does Sonnet Insurance offer?

Sonnet Insurance offers a wide range of coverage options for both home and auto insurance. For home insurance, Sonnet offers coverage for your dwelling, personal property, and liability. For auto insurance, Sonnet offers coverage for your vehicle, as well as personal injury protection and liability coverage.

Sonnet also offers a variety of add-on coverage options for both home and auto insurance. These add-on coverage options can help you to customize your policy to meet your specific needs.

How much does Sonnet Insurance cost?

Sonnet Insurance’s rates are generally competitive with other insurance companies. However, your rates may vary depending on a number of factors, including your age, driving record, and location.

Sonnet offers a variety of discounts that can help you to save money on your insurance policy. For example, Sonnet offers discounts for bundling multiple policies together, for having a clean driving record, and for installing safety features in your home.

How is Sonnet Insurance’s customer service?

Sonnet Insurance has a reputation for providing excellent customer service. The company offers a variety of ways to contact customer service, including by phone, email, and chat. Sonnet’s customer service representatives are available to answer your questions and help you with your insurance needs.

Is Sonnet Insurance right for you?

Whether or not Sonnet Insurance is right for you depends on your individual needs and budget. If you’re looking for an insurance company that offers innovative coverage options and competitive rates, then Sonnet Insurance may be a good option for you.

What is the best way to save money on Sonnet Insurance?

The best way to save money on Sonnet Insurance is to take advantage of the company’s discounts. Sonnet offers a variety of discounts, including bundling multiple policies together, having a clean driving record, and installing safety features in your home.

You can also save money on Sonnet Insurance by raising your deductible. A deductible is the amount of money that you have to pay out of pocket before your insurance company will start paying for claims. By raising your deductible, you can lower your monthly premiums.


Sonnet Insurance is a new and innovative insurance company that offers a variety of coverage options and competitive rates. If you’re looking for an insurance company that can save you money, then Sonnet Insurance may be a good option for you.


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